Services
Investment Options
We can facilitate investment in a number of money-earning tools which serve you now and throughout your life.
Segregated Funds
Segregated funds combine the growth potential of a mutual fund with the security of a life insurance policy. Enjoy solid growth prospects with the confidence that your beneficiaries will be well cared for.
Non-registered Accounts
Learn more about flexible, tax-advantaged investment options with no contribution limits. These tools are perfect for both short and long-term investing, and offer flexibility with consistent liquidity.
Registered Retirement Savings Plans
Retirement savings and investment tools for both employees and those who are self-employed. Grow your money tax-free until withdrawal.
Registered Retirement Income Fund (RRIF)
Options for steady income in retirement, both for you and one or more beneficiaries.
Locked-In Retirement Account (LIRA)
Learn about this investment tool specifically designed to hold locked-in pension funds for former registered pension plan members and a host of beneficiaries.
Life Income Fund (LIF)
A special registered retirement income fund that holds locked-in pension funds plus other assets for eventual payout as retirement income.
Tax-Free Savings Account (TFSA)
Tax-advantaged savings accounts available to anyone 18 and older and useful purpose.
Registered Education Savings Plan (RESP)
Safely contribute tax-free earnings to pay for higher education.
Registered Disability Savings Plan (RDSP)
Dedicated savings tools that help parents and others save for the long-term financial security if a person eligible for the disability tax credit.
Annuities
Guaranteed lifetime income with a wide variety of options for income level adjustments and beneficiary payments.
Guaranteed Investment Certificate (GIC)
Safe, secure investments with almost no risk, no fees, and potential variable interest rates.
High-Interest Savings Accounts
Put your money to work high-interest savings with multiple benefits and features.
Insurance options
Protect your family, your investments, and your future. No matter your stage in life, we provide assistance with financial security using an insurance plan that fits your needs and goals.
Permanent Life
Whole life insurance that gives your beneficiaries a tax-free payment upon your passing.
Temporary Life
Your terms, your goals. Temporary life insurance meets short-term insurance needs at a fraction of the cost of permanent life insurance.
Critical Illness
Rest easy knowing you have critical illness insurance to help pay the costs associated with a life-altering illness.
Disability
Can’t work? You can still care for yourself and your family. Learn about our disability insurance options that provide you a monthly income if you are unable to work due to an injury or illness.
Long Term Care
Realize added security and benefits with protection against significant healthcare costs. Take control of your future health and personal needs.
Health and Dental
Accidents happen. We offer a wide range of health and dental insurance options which can provide various levels of care and assurance for you and your family.
Travel
Go with confidence. Get help covering unexpected medical expenses when you travel at home or overseas, with coverage options for both yourself and your family, as well as options for baggage loss or delays, trip cancellation and interruption, and emergency medical coverage.
Mortgage Insurance
Borrow confidently—and at lower costs—with mortgage insurance.
Corporate plans
Whether you are just starting out or looking to save money on your corporate plans while also offering more and better options to your employees, we offer an engaging array of insurance, pension, and investment plans.
Group Insurance/Benefits
Help employees cover gaps in provincial health care plans.
Group Savings Plans/Pensions
A workplace benefit with tax-free contributions.
Corporate Investing
Savings and income strategies to suit all goals and company sizes.
Corporate Insurance of Persons
Flexible insurance plans for small business owners.
Individual Pension Plan (IPP)
Build retirement income under a tax-sheltering umbrella.
Retirement Compensation Agreement (RCA)
Choose from non-registered plans that provide retirement benefits to your employees.